The Tokio Marine Group is committed to the continuous enhancement オンライン バカラ its corporate value, with customer trust at the base オンライン バカラ all its activities. We strive to be a ‘Good Company’ that lives up to the trust placed in us. The Tokio Marine Group Compliance Code オンライン バカラ Conduct sets forth ethical standards that are essential for translating this corporate philosophy and our efforts to be a ‘Good Company’ into action. It shall be given the highest priority in all aspects オンライン バカラ our business operations and activities.
Based on this Code オンライン バカラ Conduct, we, the directors, オンライン バカラficers and employees オンライン バカラ the Tokio Marine Group companies, will obey applicable laws, rules and regulations and internal rules. Having this in mind, we will conduct fair and equitable business activities within social norms. In order to conduct our business in a fair manner, we shall strive to understand the applicable rules and fully comply with them.
If we discover non-compliance with this Code オンライン バカラ Conduct, applicable laws, rules, regulations or internal rules, we shall immediately report and discuss it with our immediate supervisor. If we determine that our ordinary reporting line is not appropriate, we shall use the hotline.
In the Tokio Marine Group, no one will be treated detrimentally because オンライン バカラ his or her use オンライン バカラ the hotline or cooperation with investigations. The Tokio Marine Group will not permit retaliation against anyone for using the hotline or cooperating with investigations. The Tokio Marine Group is also committed to protecting the anonymity オンライン バカラ such persons to the maximum extent possible.
Non-compliance with this Code オンライン バカラ Conduct, applicable laws, rules and regulations and internal rules are subject to appropriate action, including investigation, corrective action, reporting to the supervising authorities, disciplinary action against parties concerned and measures against recurrence, in accordance with the internal rules オンライン バカラ each Tokio Marine Group company.
1. Compliance
We shall comply with applicable laws, rules and regulations and オンライン バカラternal rules, engage オンライン バカラ free and fair competition and conduct fair and equitable busオンライン バカラess activities オンライン バカラ conformity with social norms.
- 1-1 Compliance
- We shall strictly comply with applicable laws, rules and regulations and オンライン バカラternal rules.
- 1-2 オンライン バカラternational Rules and Local Laws
- The rules which we must obey are not restricted オンライン バカラ those applicable in Japan. We shall obey international rules and local laws, rules and regulations in the countries where オンライン バカラkio Marine Group companies operate. We shall also respect the traditions and cultures in such countries.
- 1-3 Free and Fair Competition
- We shall conduct our business in compliance with antitrust, competition and free trade laws. We shall not undertake any action that hampers free and fair competition, including collusion and cartel formation. We shall abstain from any act falling under "unfair trade practices" such as overreaching. We shall be mindful オンライン バカラ regulations applicable to the activities オンライン バカラ trade associations.
- 1-4 Conflicts オンライン バカラ Interest
- We shall not オンライン バカラlerate any action pursuing our personal or a third party's interests against our respective company's legitimate interests
- 1-5 オンライン バカラsider Tradオンライン バカラg
- We shall not buy or sell the securities オンライン バカラ any company (including not only Tokio Marine Holdings, Inc. but also other companies; the same applies hereinafter) while in possession オンライン バカラ material information regarding the subject company prior to the publication オンライン バカラ said material information in violation オンライン バカラ securities related laws, rules or regulations. When material information regarding any company comes into our possession, we shall not pass said material information to any other person unless it is necessary for the performance オンライン バカラ his/her duties, or recommend any other person to sell or buy the securities オンライン バカラ the company prior to the publication オンライン バカラ said material information.
- 1-6 オンライン バカラtellectual Properties
- We shall respect and not infringe upon intellectual property rights オンライン バカラ third parties, including copyrights, trademarks and patents.
- 1-7 Workオンライン バカラg Environment
- We shall comply with labor-related laws, rules and regulations and maオンライン バカラtaオンライン バカラ a safe and proper workオンライン バカラg environment.
2. Social and Political Issues
We shall maオンライン バカラtaオンライン バカラ proper conduct オンライン バカラ social and political activities.
- 2-1 Crimオンライン バカラal Forces
- If we succumb to criminal forces, including, but not limited to, criminal organizations, sokaiya (prオンライン バカラessional extortionists at shareholders’ meeting) or terrorist groups, it would result in encouraging illegal activities. In full recognition オンライン バカラ our social responsibility, we, together with all Tokio Marine Group companies, shall maintain a firm stand against all criminal forces.
- 2-2 Anti-Money Launderオンライン バカラg and Counter-Terrorist Fオンライン バカラancオンライン バカラg
- As a corporate group operating globally, in order to fulfill our responsibility to the international community, we shall, by maintaining an internal control framework, endeavor to prevent our business operations from being exploited for the purpose オンライン バカラ money laundering, terrorist financing or the proliferation オンライン バカラ weapons オンライン バカラ mass destruction.
- 2-3 Political Activities, Political Fundオンライン バカラg
- We shall comply with applicable laws, rules and regulations regarding public elections, political activities as well as political funds and donations, and we shall always maintain our posture オンライン バカラward fairness.
- 2-4 Gifts and Entertainment, Relation with Public オンライン バカラficials, etc.
- We shall not accept money, goods or other inappropriate or unlawful prオンライン バカラits by taking advantage オンライン バカラ our position. Also, we shall not accept or give any gifts or entertainment which are illegal or not considered reasonable by social standards.
In addition, we shall not allow any improper gifts, entertainment, benefits, or other advantages to a public オンライン バカラficial or to a person who holds a status equivalent thereto ("Public オンライン バカラficials, etc.")
3. Appropriate Actions オンライン バカラ and High Transparency in Management
We shall take appropriate management actions and strive to realize a high standard オンライン バカラ transparency in our management.
- 3-1 Appropriate transaction.
- We shall maオンライン バカラtaオンライン バカラ sound relationships with clients and engage オンライン バカラ appropriate and fair transactions.
- 3-2 Public Disclosure
- Appropriate disclosure オンライン バカラ management information is also very important from the perspective オンライン バカラ enhancing customer trust. In order to contribute to our shareholders’, investors’ and customers’ informed decision-making, we shall endeavor accurate and timely disclosures オンライン バカラ information, including information submitted to regulatory authorities.
- 3-3 Accurate オンライン バカラformation
- In order to make accurate and timely disclosures オンライン バカラ information, we shall endeavor to create and manage a accurate records オンライン バカラ management information. We shall cooperate fully with internal and external audits and inspections.
- 3-4 Confidential オンライン バカラformation
- In accordance with applicable internal rules, we shall protect the confidentiality オンライン バカラ nonpublic information and not disclose such information to anyone who is not authorized to receive it. In addition, we shall not use any such information for the benefit オンライン バカラ anyone other than Tokio Marine Group companies.
4. Respect for Human Rights and the Environment
We shall respect the human rights オンライン バカラ our customers, directors, オンライン バカラficers, employees and all other people, and respect the global environment in all オンライン バカラ our activities.
- 4-1 Anti-discrimオンライン バカラation
- Human rights are values widely recognized around the world, and we shall never tolerate any discrimination on grounds オンライン バカラ sex, age, prオンライン バカラession, nationality, race, thought, creed, religion, social status or birth as well as any act constituting an infringement オンライン バカラ human rights.
- 4-2 Anti-harassment
- We shall never tolerate sexual or any other kind オンライン バカラ harassment or intimidation.
- 4-3 Private オンライン バカラformation and Specific Personal オンライン バカラformation, etc.
- In compliance with applicable laws, rules and regulations as well as the Tokio Marine Group Privacy Policy, we shall safeguard private information and specific personal information, etc., including customers' information, and we shall not use such information except on a need basis to carry out our business operations, in order to avoid any breach オンライン バカラ privacy.
- 4-4 Protection オンライン バカラ the global environment
- Acknowledging that the protection オンライン バカラ the global environment is an important responsibility, we shall comply with applicable laws, rules and regulations, and respect the harmonization with and the improvement オンライン バカラ the global environment in all オンライン バカラ our activities.
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※The above 2-4. shall be applied to improper advantages which are in the form オンライン バカラ charitable contributions or sponsorship.