オンライン カジノ キャッシュ バックnvestment and Financing Policy

At オンライン カジノ キャッシュ バックne Group, the fundamental purpose of our business is to protect our customers and local communities by providing security and safety in times of need. With this in mind, we have made it our core identity to be a “Good Company” – one that can still support customers and society in their times of need 100 years from now through asset management and various other businesses. This policy outlines our basic approaches related to environmental, social, and governance (ESG) investments and financing that our group undertakes as an institutional investor to address societal issues in our asset management activities relating to our insurance business.

Our group, with its core foundation in the insurance business, is committed to securing and enhancing long-term and stable investment returns. This commitment ensures the reliable and expeditious fulfillment of future insurance claims while perpetually enhancing our group’s corporate value.

As a responsible institutional investor, we are guided by our “オンライン カジノ キャッシュ バックne Group Basic Policy on Environment” and “オンライン カジノ キャッシュ バックne Group Basic Policy on Human Rights”. We strive to address societal challenges and contribute to realizing a secure, safe, and sustainable future through considering environmental, social, and governance perspectives in our investment and financing approaches.

Environmental and social challenges pose risks such as a decline in asset value across our group’s investment and financing portfolio, which spans various companies, sectors, regions, and asset classes, while also creating revenue opportunities through increased funding demands from companies addressing these issues. We believe that implementing オンライン カジノ キャッシュ バックnvestment and financing not only mitigates risks but also captures opportunities presented by environmental and social challenges, thereby contributing to the enhancement of our investment returns.

Each group company uses various methods to engage in オンライン カジノ キャッシュ バックnvestments and financing and aims to create sustainability outcomes (creating positive impacts and reducing negative impacts towards a sustainable society) while considering its own features and characteristics as well as those of its asset classes, along with the laws and regulations applicable to each region and country.

In our investment and financing analysis and decision-making processes, we consider non-financial information on an ongoing basis, including ESG factors, in addition to financial information. Specifically, we focus on environmental factors such as climate change, natural capital, and biodiversity, social factors such as human rights violations, and governance factors such as diversity on the board of directors while also considering the characteristics and conditions of the investee companies. By doing so, we aim to enhance our risk-adjusted returns.

We aim to accurately understand the オンライン カジノ キャッシュ バックssues of our investees through dialogues with them as well as the analysis of their disclosed information. In addition, we advance our constructive engagement further by requesting disclosure of information related to their オンライン カジノ キャッシュ バックssues, and the improvements in their way of tackling these issues if necessary.

Additionally, we consider オンライン カジノ キャッシュ バックssues when exercising voting rights to promote the improvement of corporate value and sustainable growth of the investee companies.

In accordance with our group’s “オンライン カジノ キャッシュ バックne: Our Climate Strategy” and “Policy to Address Environmental and Social Risks”, we strive to appropriately identify and manage risks that negatively impact the environment and society and take precautionary measures to avoid transactions with sectors where such risks are likely to occur such as coal-fired power generation and inhumane weapons manufacturing sector.

Our group considers dynamic changes and trends related to environmental and social challenges –such as climate change, biodiversity, human rights, health, welfare, and education – as factors that can impact investment risks and returns. To access these trends, we promote investments in bonds and financing with various themes, such as green bonds, sustainability bonds, transition bonds, and green loans, while securing investment returns.

Our group also engages in investments that explicitly aim to create positive and measurable environmental and social impact alongside financial returns, striving to generate both social and economic value.

Furthermore, for the aforementioned investments and financing, we evaluate the contribution to solving environmental and social challenges, such as the reduction in greenhouse gas emissions, while also considering the characteristics and conditions of the investee companies.

As an insurance company which places significant importance on combating climate change, our group has set a goal of “aiming for net-zero greenhouse gas emissions, including those from investee companies, by 2050.” To achieve this target, we promote the measurement and monitoring of emissions related to the investment and financing portfolio and work through engagement with investee companies. In engagement activities with investee companies, we request the disclosure of Scope 1, 2, and 3 emissions, the setting of science-based reduction targets, and the formulation of transition plans, while also considering the characteristics and initiatives of the investee companies.