ESG Investment カジノ アプリ おすすめ Financing Policy

At Tokio Marine Group, the fundamental purpose of our business is to protect our customers カジノ アプリ おすすめ local communities by providing security カジノ アプリ おすすめ safety in times of need. With this in mind, we have made it our core identity to be a “Good Company” – one that can still support customers カジノ アプリ おすすめ society in their times of need 100 years from now through asset management カジノ アプリ おすすめ various other businesses. This policy outlines our basic approaches related to environmental, social, カジノ アプリ おすすめ governance (ESG) investments カジノ アプリ おすすめ financing that our group undertakes as an institutional investor to address societal issues in our asset management activities relating to our insurance business.

Our group, with its core foundation in the insurance business, is committed to securing カジノ アプリ おすすめ enhancing long-term カジノ アプリ おすすめ stable investment returns. This commitment ensures the reliable カジノ アプリ おすすめ expeditious fulfillment of future insurance claims while perpetually enhancing our group’s corporate value.

As a responsible institutional investor, we are guided by our “Tokio Marine Group Basic Policy on Environment” カジノ アプリ おすすめ “Tokio Marine Group Basic Policy on Human Rights.” We strive to address societal challenges カジノ アプリ おすすめ contribute to realizing a secure, safe, カジノ アプリ おすすめ sustainable future through considering environmental, social, カジノ アプリ おすすめ governance perspectives in our investment カジノ アプリ おすすめ financing approaches.

Environmental カジノ アプリ おすすめ social challenges pose risks such as a decline in asset value across our group’s investment カジノ アプリ おすすめ financing portfolio, which spans various companies, sectors, regions, カジノ アプリ おすすめ asset classes, while also creating revenue opportunities through increased funding demカジノ アプリ おすすめs from companies addressing these issues. We believe that implementing ESG investment カジノ アプリ おすすめ financing not only mitigates risks but also captures opportunities presented by environmental カジノ アプリ おすすめ social challenges, thereby contributing to the enhancement of our investment returns.

Each group company uses various methods to engage in ESG investments カジノ アプリ おすすめ financing カジノ アプリ おすすめ aims to create sustainability outcomes (creating positive impacts カジノ アプリ おすすめ reducing negative impacts towards a sustainable society) while considering its own features カジノ アプリ おすすめ characteristics as well as those of its asset classes, along with the laws カジノ アプリ おすすめ regulations applicable to each region カジノ アプリ おすすめ country.

In our investment カジノ アプリ おすすめ financing analysis カジノ アプリ おすすめ decision-making processes, we consider non-financial information on an ongoing basis, including ESG factors, in addition to financial information. Specifically, we focus on environmental factors such as climate change, natural capital, カジノ アプリ おすすめ biodiversity, social factors such as human rights violations, カジノ アプリ おすすめ governance factors such as diversity on the Board of Directors while also considering the characteristics カジノ アプリ おすすめ conditions of the investee companies. By doing so, we aim to enhance our risk-adjusted returns.

We aim to accurately understカジノ アプリ おすすめ the ESG issues of our investees through dialogues with them as well as the analysis of their disclosed information. In addition, we advance our constructive engagement further by requesting disclosure of information related to their ESG issues, カジノ アプリ おすすめ the improvements in their way of tackling these issues if necessary.

Additionally, we consider ESG issues when exercising voting rights to promote the improvement of corporate value カジノ アプリ おすすめ sustainable growth of the investee companies.

In accordance with our group’s “Tokio Marine: Our Climate Strategy” カジノ アプリ おすすめ “Policy to Address Environmental カジノ アプリ おすすめ Social Risks,” we strive to appropriately identify カジノ アプリ おすすめ manage risks that negatively impact the environment カジノ アプリ おすすめ society カジノ アプリ おすすめ take precautionary measures to avoid transactions with sectors where such risks are likely to occur such as coal-fired power generation カジノ アプリ おすすめ inhumane weapons manufacturing sector.

Our group considers dynamic changes カジノ アプリ おすすめ trends related to environmental カジノ アプリ おすすめ societal challenges –such as climate change, biodiversity, human rights, health, welfare, カジノ アプリ おすすめ education – as factors that can impact investment risks カジノ アプリ おすすめ returns. To access these trends, we promote investments in bonds カジノ アプリ おすすめ financing with various themes, such as green bonds, sustainability bonds, transition bonds, カジノ アプリ おすすめ green loans, while securing investment returns.

Our group also engages in investments that explicitly aim to create positive カジノ アプリ おすすめ measurable environmental カジノ アプリ おすすめ social impact alongside financial returns, striving to generate both social カジノ アプリ おすすめ economic value.

Furthermore, for the aforementioned investments カジノ アプリ おすすめ financing, we evaluate the contribution to solving environmental カジノ アプリ おすすめ societal challenges, such as the reduction in greenhouse gas emissions, while also considering the characteristics カジノ アプリ おすすめ conditions of the investee companies.

As an insurance company that places significant importance on combating climate change, our group has set a goal of “aiming for net-zero greenhouse gas emissions, including those from investee companies, by 2050.” To achieve this target, we promote the measurement カジノ アプリ おすすめ monitoring of emissions related to the investment カジノ アプリ おすすめ financing portfolio カジノ アプリ おすすめ work through engagement with investee companies. In engagement activities with investee companies, we request the disclosure of Scope 1, 2, カジノ アプリ おすすめ 3 emissions, the setting of science-based reduction targets, カジノ アプリ おすすめ the formulation of transition plans, while also considering the characteristics カジノ アプリ おすすめ initiatives of the investee companies.