Presentation

オンライン カジノ 初心者20

Date	May 20, 2021
Speaker	Taizou Ishiguro, Head of Investor Relations オンライン カジノ 初心者ne Holdings, Inc.
Notes	Audio distribution ended “Supplemental data” was reposted at 11:00 on May 25, 2021. (“Amount of Catastrophe loss reserve” on オンライン カジノ 初心者21 Projections at Tokio Marine & Nichido was corrected as follows.) オンライン カジノ 初心者21 Projections Fire: from “217.5” to “252.4” Marine: from “119.9” to “122.9” P.A.: from “137.2” to “138.3” Auto: from “166.4” to “185.3” Other: from “319.9” to “323.3” Total: from “961.1” to “1,022.4”
Materials	オンライン カジノ 初心者20 Summary Report Information about major subsidiaries' business results オンライン カジノ 初心者20 Results and オンライン カジノ 初心者21 Projections Supplemental material Supplemental data Summary of Presentation オンライン カジノ 初心者20 Results Conference Call Summary of Q&A

Date	February 10, 2021
Materials	オンライン カジノ 初心者20 3Q Summary Report Overview of オンライン カジノ 初心者20 3Q Results Supplemental material for オンライン カジノ 初心者20 3Q Supplemental data
Notes	*We do not hold aconferencecallfor 3Q results. Highlights of the results are attached above.

Date	January 21, 2021
Speaker	Masaaki Nagamura, A member of TCFD formulation, Fellow(international organizations) of オンライン カジノ 初心者ne & Nichido Fire Insurance Takuya Igarashi, Head of Risk Management, オンライン カジノ 初心者ne Holdings Takamasa Taji, Manager of Corporate Planning, オンライン カジノ 初心者ne Holdings
Materials	Our Climate Strategy & TCFD

Date	November 26, 2020
Speaker	Ⅰ. Group Strategy (13:30-14:30 JST) Satoru Komiya, President and Group CEO, オンライン カジノ 初心者ne Holdings, Inc. Takayuki Yuasa, Executive Vice President and Group CFO, オンライン カジノ 初心者ne Holdings, Inc. Ⅱ. Domestic Business Strategy (14:40-15:25 JST) Shinichi Hirose, President and CEO, オンライン カジノ 初心者ne & Nichido Fire Insurance Katsumi Nakazato, President and CEO, オンライン カジノ 初心者ne & Nichido Life Insurance Ⅲ. International Business Strategy (15:35-16:20 JST) Akira Harashima, Senior Managing Director, Co-Head of International Business, オンライン カジノ 初心者ne Holdings, Inc. Ⅳ. Asset Management Strategy (16:30-17:00 JST) Yoshinari Endo, Managing Director and Group CIO, オンライン カジノ 初心者ne Holdings, Inc.
Materials	オンライン カジノ 初心者ne Group Investor Day Reference
Notes	＜Key Questions＞ Ⅰ. Group Strategy ・How much organic growth do you aim at in the next Mid-Term Business Plan, while there are challenges such as intensified natural catastrophes and low interest rates? ・Do you have any plans to review the definition of ESR or its target range for the next Mid-Term Business Plan? ・What did Mr. Komiya realize that you need to change by the impact of COVID-19? Ⅱ. Domestic Business Strategy ・TMNF aims at less than 30% level of business expense ratio for medium- to long-term, and what kind of DX strategies are you promoting to realize it? ・To what extent have you achieved for the profit improvement in fire insurance? In addition, how long will it take to reach the goal? Ⅲ. International Business Strategy ・How do you expect for the top-line growth of U.S. subsidiaries although they have been impacted by COVID-19 and the strengthening of underwriting discipline? ・While M&A market has been dramatically changing during COVID-19, are there also any changes of checkpoints for M&A candidates, valuation, fundamentals, and etc.? Ⅳ. Asset Management Strategy ・What kind of initiatives will you take in this globally lowering interest rates environment? ・Although Delphi has achieved a great track record, would it be possible for them to manage double or triple scales of CRE loans and CLO if they are willing to?

Date	November 19, 2020
Speaker	Taizou Ishiguro, Head of Investor Relations オンライン カジノ 初心者ne Holdings, Inc.
Notes	Audio distribution ended “Supplemental material forオンライン カジノ 初心者20 2QConference Call” was reposted at 16:30 on November 19, 2020. (“Ordinary Profit” was corrected as follows.) Overseas subsidiaries; “Original of オンライン カジノ 初心者20 Projections”was corrected from 107.0 billions of yen to 112.0 billions of yen. “Difference of オンライン カジノ 初心者20 Projections” was corrected from +21.0 billions of yen to +16.0 billions of yen. Others(Elimination, etc.); “Original of オンライン カジノ 初心者20 Projections”was corrected from 0.4 billions of yen to -4.5 billions of yen. “Difference of オンライン カジノ 初心者20 Projections” was corrected from +2.1 billions of yen to +7.1 billions of yen.
Materials	オンライン カジノ 初心者20 2Q Summary Report Information about major subsidiaries' business results Overview of オンライン カジノ 初心者20 2Q Results and Full-Year Projections Supplemental material for オンライン カジノ 初心者20 2Q Conference Call Supplemental data Conference Call Script ビット コイン カジノ おすすめ0 2Q Results Conference Call Summary of Q&

Date	August 7, 2020
Speaker	Takayuki Yuasa, Executive Vice President, Group CFO オンライン カジノ 初心者ne Holdings, Inc.
Notes	Audio distribution ended
Materials	オンライン カジノ 初心者20 1Q Summary Report オンライン カジノ 初心者20 1Q Results and オンライン カジノ 初心者20 Projections Supplemental material for オンライン カジノ 初心者20 1Q Conference Call Supplemental data オンライン カジノ 初心者20 1Q Results Conference Call Summary of Q&A

Date	June 25, 2020
Speaker	Masashi Namatame, Executive officer and Head of Digital Strategy, オンライン カジノ 初心者ne Holdings Komei Watanabe, Head of Digital Strategy, オンライン カジノ 初心者ne & Nichido Fire Insurance Hidenori Kobayashi, Deputy General Manager of Claims Management, オンライン カジノ 初心者ne & Nichido Fire Insurance
Materials	Digital Strategy Advancing Claim Service 入金 不要 ボーナス オンカジne Insights "Digital Strategy" Summary of Q&

Date	May 27, 2020
Speaker	Satoru Komiya, President and Group CEO, オンライン カジノ 初心者ne Holdings, Inc.
Materials	オンライン カジノ 初心者ne Group Business Strategy Reference
Notes	“Reference” was reposted on September 15, 2020. (In p.73 Adjusted net assets and Adjusted BPS were corrected as follows.) ・”オンライン カジノ 初心者19 Adjusted net assets” was corrected from 3,228.9 billions of yen to 3,240.9 billions of yen. ・”オンライン カジノ 初心者19 Adjusted BPS” was corrected from 4,626 yen to 4,643 yen.