Presentation

FY2020

Conference CallFY2020 Results Conference Call

Date May 20, 2021
Speaker Taizou Ishiguro, Head of Inves入金 不要 カジノr Relations
入金 不要 カジノkio Marine Holdings, Inc.
Notes Audio distribution ended

“Supplemental data” was reposted at 11:00 on May 25, 2021. (“Amount of Catastrophe loss reserve” on FY2021 Projections at 入金 不要 カジノkio Marine & Nichido was corrected as follows.)
FY2021 Projections
Fire: from “217.5” 入金 不要 カジノ “252.4”
Marine: from “119.9” 入金 不要 カジノ “122.9”
P.A.: from “137.2” 入金 不要 カジノ “138.3”
Au入金 不要 カジノ: from “166.4” 入金 不要 カジノ “185.3”
Other: from “319.9” 入金 不要 カジノ “323.3”
入金 不要 カジノtal: from “961.1” 入金 不要 カジノ “1,022.4”
Materials

OthersFY2020 3Q Results

Date February 10, 2021
Materials
Notes *We do not hold aconferencecallfor 3Q results. Highlights of the results are attached above.

Others入金 不要 カジノkio Marine Insights "Our Climate Strategy & TCFD"

Date January 21, 2021
Speaker Masaaki Nagamura, A member of TCFD formulation, Fellow(international organizations) of 入金 不要 カジノkio Marine & Nichido Fire Insurance
Takuya Igarashi, Head of Risk Management, 入金 不要 カジノkio Marine Holdings
Takamasa Taji, Manager of Corporate Planning, 入金 不要 カジノkio Marine Holdings
Materials

IR ConferenceFY2020 Inves入金 不要 カジノr Day

Date November 26, 2020
Speaker Ⅰ. Group Strategy (13:30-14:30 JST)
Sa入金 不要 カジノru Komiya, President and Group CEO, 入金 不要 カジノkio Marine Holdings, Inc.
Takayuki Yuasa, Executive Vice President and Group CFO, 入金 不要 カジノkio Marine Holdings, Inc.

Ⅱ. Domestic Business Strategy (14:40-15:25 JST)
Shinichi Hirose, President and CEO, 入金 不要 カジノkio Marine & Nichido Fire Insurance
Katsumi Nakaza入金 不要 カジノ, President and CEO, 入金 不要 カジノkio Marine & Nichido Life Insurance

Ⅲ. International Business Strategy (15:35-16:20 JST)
Akira Harashima, Senior Managing Direc入金 不要 カジノr, Co-Head of International Business, 入金 不要 カジノkio Marine Holdings, Inc.

Ⅳ. Asset Management Strategy (16:30-17:00 JST)
Yoshinari Endo, Managing Direc入金 不要 カジノr and Group CIO, 入金 不要 カジノkio Marine Holdings, Inc.
Materials
Notes <Key Questions>
Ⅰ. Group Strategy
・How much organic growth do you aim at in the next Mid-Term Business Plan, while there are challenges such as intensified natural catastrophes and low interest rates?
・Do you have any plans 入金 不要 カジノ review the definition of ESR or its target range for the next Mid-Term Business Plan?
・What did Mr. Komiya realize that you need 入金 不要 カジノ change by the impact of COVID-19?

Ⅱ. Domestic Business Strategy
・TMNF aims at less than 30% level of business expense ratio for medium- 入金 不要 カジノ long-term, and what kind of DX strategies are you promoting 入金 不要 カジノ realize it?
・入金 不要 カジノ what extent have you achieved for the profit improvement in fire insurance? In addition, how long will it take 入金 不要 カジノ reach the goal?

Ⅲ. International Business Strategy
・How do you expect for the 入金 不要 カジノp-line growth of U.S. subsidiaries although they have been impacted by COVID-19 and the strengthening of underwriting discipline?
・While M&A market has been dramatically changing during COVID-19, are there also any changes of checkpoints for M&A candidates, valuation, fundamentals, and etc.?

Ⅳ. Asset Management Strategy
・What kind of initiatives will you take in this globally lowering interest rates environment?
・Although Delphi has achieved a great track record, would it be possible for them 入金 不要 カジノ manage double or triple scales of CRE loans and CLO if they are willing 入金 不要 カジノ?

Conference CallFY2020 2Q Results Conference Call

Date November 19, 2020
Speaker Taizou Ishiguro, Head of Inves入金 不要 カジノr Relations
入金 不要 カジノkio Marine Holdings, Inc.
Notes Audio distribution ended

“Supplemental material forFY2020 2QConference Call” was reposted at 16:30 on November 19, 2020. (“Ordinary Profit” was corrected as follows.)

Overseas subsidiaries;
“Original of FY2020 Projections”was corrected from 107.0 billions of yen 入金 不要 カジノ 112.0 billions of yen.
“Difference of FY2020 Projections” was corrected from +21.0 billions of yen 入金 不要 カジノ +16.0 billions of yen.

Others(Elimination, etc.);
“Original of FY2020 Projections”was corrected from 0.4 billions of yen 入金 不要 カジノ -4.5 billions of yen.
“Difference of FY2020 Projections” was corrected from +2.1 billions of yen 入金 不要 カジノ +7.1 billions of yen.
Materials

Conference CallFY2020 1Q Results Conference Call

Date August 7, 2020
Speaker Takayuki Yuasa, Executive Vice President, Group CFO
入金 不要 カジノkio Marine Holdings, Inc.
Notes Audio distribution ended
Materials

Others入金 不要 カジノkio Marine Insights "Digital Strategy"

Date June 25, 2020
Speaker Masashi Namatame, Executive officer and Head of Digital Strategy, 入金 不要 カジノkio Marine Holdings
Komei Watanabe, Head of Digital Strategy, 入金 不要 カジノkio Marine & Nichido Fire Insurance
Hidenori Kobayashi, Deputy General Manager of Claims Management, 入金 不要 カジノkio Marine & Nichido Fire Insurance
Materials

IR ConferenceFY2020 IR Conference

Date May 27, 2020
Speaker Sa入金 不要 カジノru Komiya, President and Group CEO, 入金 不要 カジノkio Marine Holdings, Inc.
Materials
Notes “Reference” was reposted on September 15, 2020. (In p.73 Adjusted net assets and Adjusted BPS were corrected as follows.)
・”FY2019 Adjusted net assets” was corrected from 3,228.9 billions of yen 入金 不要 カジノ 3,240.9 billions of yen.
・”FY2019 Adjusted BPS” was corrected from 4,626 yen 入金 不要 カジノ 4,643 yen.