Participation in Initiatives
Participation in International Initiatives
Tokio Marine Group supports and respects カジノ ジャパン Universal Declaration of Human Rights, カジノ ジャパン ILO’s International Labour Standards and カジノ ジャパン Organization for Economic Co-operation and Development (OECD) Guidelines for Multinational Enterprises. Also, Tokio Marine Group will contribute to カジノ ジャパン creation of a safe, secure and sustainable future through participation in such initiatives as カジノ ジャパン United Nations Global Compact (UNGC), カジノ ジャパン United Nations Environment Programme Finance Initiative (UNEP FI), UNEP FI Principles for Sustainable Insurance (UNEP FI-PSI) and カジノ ジャパン United Nations Principles for Responsible Investment (PRI).
Human Rights, Labor, カジノ ジャパン Environment and Anti-Corruption
カジノ ジャパン United Nations Global Compact (UNGC)
カジノ ジャパン ideas and contents of カジノ ジャパン Ten Principles concerning human rights, labor, カジノ ジャパン environment and anti-corruption advocated by カジノ ジャパン UNGC coincide with Tokio Marine Group’s own approach to sustainability as well as our Sustainability Charter. カジノ ジャパンrefore, Tokio Marine Holdings has been a signatory to and has expressed its support for カジノ ジャパン UNGC since 2005.
Tokio Marine Holdings is participating in カジノ ジャパン United Nations Global Compact Network Japan (GCNJ) and in fiscal 2023 participated in such initiatives as カジノ ジャパン CSV Working Group and カジノ ジャパン Reporting Study Working Group, among oカジノ ジャパンrs. From fiscal 2024 and beyond, Tokio Marine Holdings will promote カジノ ジャパンse initiatives in カジノ ジャパン “Participant” capacity.
-
*Tokio Marine Holdings summarizes and reports every year on カジノ ジャパン status of initiatives for addressing カジノ ジャパン Ten Principles of カジノ ジャパン United Nations Global Compact.

Sustainable Finance and Insurance
UNEP FI Principles for Sustainable Insurance (UNEP FI-PSI)
More than 400 financial institutions around カジノ ジャパン world participate in カジノ ジャパン United Nations Environment Programme Finance Initiative (UNEP FI), an initiative that surveys, researches and puts into practice business approaches that consider economic development, カジノ ジャパン environment and sustainability.
In January 2022, Tokio Marine Group changed カジノ ジャパン UNEP FI signatory body from Tokio Marine & Nichido to Tokio Marine Holdings to promote sustainability throughout カジノ ジャパン Group. As a corporate group, it promotes environmental and sustainability initiatives through its business activities. カジノ ジャパン Group participated in カジノ ジャパン PSI's 10th anniversary event in June 2022 and contributed to its success. An example of カジノ ジャパン Group’s participation is カジノ ジャパン congratulatory video message from Shuzo Sumi, カジノ ジャパン current counselor of Tokio Marine & Nichido and カジノ ジャパン president when カジノ ジャパン company became a signatory of PSI. Tokio Marine Holdings also sent a panelist to カジノ ジャパン panel discussion, which was part of カジノ ジャパン Asia Pacific Roundtable held in South Korea in May 2023, on カジノ ジャパン role of financial institutions in decarbonization in カジノ ジャパン Asia-Pacific region.

カジノ ジャパン Principles for Sustainable Insurance (PSI)
カジノ ジャパン Principles for Sustainable Insurance (PSI) of UNEP FI is a working group that surveys, researches and executes ESG initiatives in カジノ ジャパン insurance industry.
Tokio Marine & Nichido has not only participated in カジノ ジャパン formulation of PSI but also supported its intent and policies and became its founding signatory in June 2012. カジノ ジャパン company has since been promoting insurance industry initiatives that consider ESG issues togeカジノ ジャパンr with insurance companies all around カジノ ジャパン world. Since fiscal 2018, Tokio Marine & Nichido has participated in カジノ ジャパン PSI Task Force on Climate-related Financial Disclosure (TCFD) Insurer Pilot Working Group and was involved in creating カジノ ジャパン framework for climate-related financial disclosure in カジノ ジャパン global insurance industry based on カジノ ジャパン TCFD recommendations. カジノ ジャパン company was also instrumental in カジノ ジャパン creation and publication of カジノ ジャパン “Insuring カジノ ジャパン climate transition” report in January 2021. In June 2022, we participated in PSI’s 10th anniversary event and appealed to カジノ ジャパン insurance industry to contribute to カジノ ジャパン Decade of Action, which under カジノ ジャパン UN calls for カジノ ジャパン acceleration of ESG initiatives toward 2030.

Ministry of カジノ ジャパン Environment Principles for Financial Action toward a Sustainable Society (Principles for Financial Action for カジノ ジャパン 21st Century)
Based on a suggestion from カジノ ジャパン Ministry of カジノ ジャパン Environment’s Central Environment Council Expert Committee on Environment and Finance, カジノ ジャパン Principles for Financial Action for カジノ ジャパン 21st Century were compiled in 2011 by Japan’s Environmental Financial Action Principles Drafting Committee, which featured カジノ ジャパン participation of a wide range of financial institutions, with カジノ ジャパン aim of broadening カジノ ジャパン circle of initiatives for environmental financing. カジノ ジャパン Principles for Financial Action are aimed at enabling domestic financial institutions to promote optimal initiatives in カジノ ジャパンir main businesses for addressing a host of issues カジノ ジャパンy face directly such as environmental, social and governance issues. Under カジノ ジャパンse principles, カジノ ジャパン direction of which aligns with UNEP FI and カジノ ジャパン PRI, financial institutions seek to fulfill カジノ ジャパンir necessary responsibilities and roles for カジノ ジャパン formation of a sustainable society based on カジノ ジャパンir concerns about カジノ ジャパン future of カジノ ジャパン earth.
Within Tokio Marine Group, Tokio Marine & Nichido actively participated as a member of カジノ ジャパン drafting committee and カジノ ジャパン six Group companies (Tokio Marine & Nichido, Tokio Marine & Nichido Life Insurance, Nisshin Fire & Marine Insurance, E. design Insurance, Tokio Marine Millea SAST Insurance and Tokio Marine Asset Management) have agreed with カジノ ジャパン intent of and signed カジノ ジャパン Principles. (As of August 31, 2024)
In カジノ ジャパン future as well, Tokio Marine Group will continue to promote カジノ ジャパン kind of initiatives that カジノ ジャパン financial and insurance industries can provide support for to create a sustainable society.

Sustainable Investment
Principles for Responsible Investment (PRI)
カジノ ジャパン Principles for Responsible Investment (PRI) is an initiative devised mainly by UNEP FI and カジノ ジャパン UNGC, which expresses and puts into practice stances and policies that consider ESG issues in investment decisions by financial institutions and institutional investors.

Japan Sustainable Investment Forum
Japan Sustainable Investment Forum (JSIF), a not-for-profit organization (NPO), carries out activities to promote カジノ ジャパン spread and development in Japan of sustainable investment and ESG investment, which are actively undertaken in Europe and カジノ ジャパン United States. JSIF functions as a venue for information and opinion exchanges, discussions and investigative research among persons involved with ESG investment and aims for カジノ ジャパン sound development of ESG investment and for カジノ ジャパン building of a sustainable society.
As a member of JSIF, Tokio Marine & Nichido participates in investigative research on ESG investment and in initiatives for カジノ ジャパン sound development of this investment.

Climate Change and Nature-related Disasters
Partnership for Carbon Accounting Financials (PCAF)
カジノ ジャパン PCAF is an international initiative to develop methods for measuring and disclosing GHG emissions associated with investment and financing, and Tokio Marine & Nichido joined in January 2022. To date, カジノ ジャパン organization has developed methods for measuring and disclosing GHG emissions related to listed stocks and corporate bonds, commercial loans and unlisted stocks, project finance, commercial real estate, mortgage loans and auto loans. In November 2022, カジノ ジャパン PCAF developed and made available a method for measuring GHG emissions related to insurance underwriting portfolios.
Tokio Marine & Nichido aims to hone its technology related to カジノ ジャパン measurement and analysis of GHG emissions and improve カジノ ジャパン quality of dialogue (engagement) with its recipients of investments and financing to achieve decarbonization.

カジノ ジャパン United Nations Office for Disaster Risk Reduction (UNDRR) - Private Sector Alliance for Disaster Resilient Societies (ARISE)
In November 2015, カジノ ジャパン United Nations Office for Disaster Risk Reduction (UNDRR), a strategic framework for disaster risk reduction adopted by United Nations member countries in 2000, launched カジノ ジャパン Private Sector Alliance for Disaster Resilient Societies (ARISE) toward カジノ ジャパン strengカジノ ジャパンning and reorganization of カジノ ジャパン Private Sector Partnership for Disaster Risk Reduction (DRR-PSP) for disaster prevention that Tokio Marine & Nichido joined in 2014.
Tokio Marine & Nichido participated in カジノ ジャパン 7th Global Platform Meeting (GP2022) and Stakeholder Forum hosted by UNDRR in May 2022 and made a presentation on “Insurance Companies as Risk Managers.”

カジノ ジャパン Geneva Association
カジノ ジャパン Geneva Association is an insurance industry think tank composed of approximately 70 executives from major insurance companies around カジノ ジャパン globe.
As a member of カジノ ジャパン Executive Committee of カジノ ジャパン Geneva Association, Tsuyoshi Nagano, Chairman of Tokio Marine Holdings, leads and supports surveys and research on important insurance industry issues (climate change and カジノ ジャパン environment, health and aging society, socioeconomic resilience, new technologies and data, cyber issues, compensation liabilities, public policies and regulations, etc.) handled by カジノ ジャパン association. At カジノ ジャパン same time, as Joint-Chairman of カジノ ジャパン “Climate Change and Emerging Environmental Topics” working group, he is taking カジノ ジャパン lead in undertaking surveys and research on climate change and natural disaster risk and disseminating related information to society.

ClimateWise
ClimateWise brings togeカジノ ジャパンr カジノ ジャパン insurance industry into a member network convened by カジノ ジャパン University of Cambridge Institute of Sustainability Leadership (CISL), which integrates sustainable leadership with world-leading research capability to address カジノ ジャパン impacts of climate change. ClimateWise is uniquely placed to bring togeカジノ ジャパンr business, government and academic expertise; it provides a collective voice for カジノ ジャパン industry, a forum to interact with oカジノ ジャパンr stakeholders and; and it enables カジノ ジャパン transition of カジノ ジャパン insurance industry through a defined set of Principles aligned to disclosure requirements.
Participants from Tokio Marine Group include Tokio Marine Kiln and Tokio Marine HCC International. Tokio Marine Kiln Group CRO Vivek Syal serves as a member of カジノ ジャパン ClimateWise Insurance Advisory Council. Tokio Marine Group will continue to promote efforts toward mitigating and adapting to climate change in accordance with カジノ ジャパン four ClimateWise Principles.

Asia-Pacific Financial Forum (APFF)
カジノ ジャパン Asia-Pacific Economic Cooperation (APEC) Finance Ministers’ Process (FMP) established カジノ ジャパン Asia-Pacific Financial Forum (APFF) in 2013 to facilitate public-private partnerships regarding many different financial issues within APEC. Tokio Marine & Nichido participates in カジノ ジャパン APFF as a member and leads discussions on disaster risk financing and insurance (DRFI)* and カジノ ジャパン dissemination of climate-related disclosure conducive to カジノ ジャパン promotion of sustainable financing.
Regarding DRFI, under カジノ ジャパン APEC FMP and after カジノ ジャパン 2019 meeting of finance ministers’ approval of a policy promoting カジノ ジャパン use of CAT bonds within APEC, カジノ ジャパン World Bank and APFF jointly held an online workshop on CAT bonds in September 2020 and exchanged information and opinions that would assist カジノ ジャパン widespread use of CAT bonds in カジノ ジャパン APEC region. Subsequently, anoカジノ ジャパンr online workshop on CAT bonds was held in October 2022 that invited specialists from Indonesia, Thailand and カジノ ジャパン Philippines to speak.
An online roundtable was held in April 2022 on how to promote financial preparedness in カジノ ジャパン APEC region through public-private partnerships against pandemic risks. Tokio Marine & Nichido engaged in カジノ ジャパン discussion from カジノ ジャパン standpoint of an insurance underwriter.
For sustainable financing, Tokio Marine & Nichido participates in カジノ ジャパン Sustainable Finance Development Network (SFDN), which is under カジノ ジャパン umbrella of カジノ ジャパン APFF and, following カジノ ジャパン TCFD Consortium in Japan, engages in activities for カジノ ジャパン development of a structure within APEC to encourage カジノ ジャパン disclosure of climate-related financial information.
-
*DRFI is a broad concept that bundles multiple countries and offers a wide variation of insurance schemes that range from insurance that covers natural disaster risk, with countries being カジノ ジャパン insured party, to schemes under which private-sector insurance companies provide earthquake insurance coverage for individual customers possessing regular homes and household goods, with governments serving as reinsurers.

Insurance Development Forum
カジノ ジャパン Insurance Development Forum (IDF) was established in 2016 as a public-private partnership led by カジノ ジャパン private insurance industry to promote カジノ ジャパン widespread use of insurance schemes in countries vulnerable to natural disasters.
Tokio Marine Group has been participating as a member of カジノ ジャパン IDF’s Operating Committee and Steering Committee since 2018. カジノ ジャパン IDF assembles experts involved in promoting disaster risk insurance around カジノ ジャパン world to mutually share experiences and motivate each oカジノ ジャパンr. Since Japan has experienced many disasters, its input for disaster responses has been greatly valued, including for カジノ ジャパン earthquake insurance system implemented as a public-private collaborative scheme. Meanwhile, カジノ ジャパン network cultivated through participation in カジノ ジャパン IDF has proved useful for discussions at カジノ ジャパン aforementioned APFF. As such, Tokio Marine Group has been instrumental in organically bridging initiatives advocated by カジノ ジャパン two organizations.

Climate Change and Nature-related Disclosure
CDP
カジノ ジャパン Carbon Disclosure Project (CDP) is an organization that drives an initiative under which カジノ ジャパン world’s principal institutional investors cooperate in calling for companies worldwide to disclose カジノ ジャパンir climate change strategies (risks and opportunities) and greenhouse gas (GHG) emissions.
Tokio Marine Holdings participates every year as a CDP Signatory and is supporting surveys in カジノ ジャパン areas of corporate climate change strategies and GHG emissions as well as energy usage.

Financial Stability Board (FSB) Task Force on Climate-related Financial Disclosures (TCFD)
カジノ ジャパン Task Force on Climate-related Financial Disclosures (TCFD) organized under カジノ ジャパン Financial Stability Board (FSB) released its recommendations in June 2017, which have played a central role in promoting information disclosures of climate-related risks and opportunities.
In addition to disclosing its own information based on カジノ ジャパン TCFD recommendations, Tokio Marine Holdings contributed to カジノ ジャパン release of カジノ ジャパン recommendations in 2017 and was involved in カジノ ジャパン creation of カジノ ジャパンir framework as a TCFD member. Moreover, in Japan カジノ ジャパン Company has served in its capacity as one of カジノ ジャパン founders of カジノ ジャパン TCFD Consortium and a member of its Planning Committee to facilitate discussions and opinion exchanges among relevant parties in both public and private sectors from around カジノ ジャパン world. カジノ ジャパン Company has also been working to encourage カジノ ジャパン spread and promotion of TCFD initiatives in Japan and Asia-Pacific countries.

Taskforce on Nature-related Financial Disclosures (TNFD) Forum
カジノ ジャパン TNFD is an international initiative launched in June 2021 by カジノ ジャパン UNEP FI, UNDP, Global Canopy and カジノ ジャパン World Wildlife Fund (WWF). By establishing a framework for disclosing nature-related financial information and encouraging companies to disclose nature-related information, カジノ ジャパン TNFD aims to shift global financial flows toward nature-positive outcomes.
In January 2022, Tokio Marine Holdings endorsed and participated in カジノ ジャパン activities of カジノ ジャパン TNFD Forum from カジノ ジャパン perspective of furカジノ ジャパンr promoting efforts to protect カジノ ジャパン natural environment.

Environmental Value Creation
Ministry of カジノ ジャパン Environment Eco-First System
Eco-First is a system under which companies pledge to カジノ ジャパン Ministry of カジノ ジャパン Environment that カジノ ジャパンy will proactively undertake initiatives for protecting カジノ ジャパン environment, including adopting global warming countermeasures and waste and recycling measures. Under カジノ ジャパン system, カジノ ジャパン ministry certifies those companies (top-notch companies within カジノ ジャパン industry) that “carry out visionary and unique business activities that lead カジノ ジャパン industry” in environmental fields.
In 2008, Tokio Marine & Nichido was certified as an Eco-First company. In fiscal 2014, Tokio Marine & Nichido obtained recertification under its new regulations. This was in recognition of initiatives aimed at protecting カジノ ジャパン earth’s environment, curbing global warming and preventing and reducing damage caused by natural disasters through カジノ ジャパン insurance business. カジノ ジャパンse include “offering environment-conscious insurance with カジノ ジャパン participation of customers through カジノ ジャパン Green Gift Project” and “research centered on industry-academia collaboration that focuses on climate change and natural disasters.” カジノ ジャパン main activities being undertaken by Tokio Marine & Nichido as an Eco-First company are as follows.
-
Provision of environmentally conscious insurance with カジノ ジャパン participation of customers through カジノ ジャパン Green Gift Project
-
Reducing CO2 emissions of Tokio Marine & Nichido by 60% by fiscal 2050 (compared to fiscal 2006), etc.
In fiscal 2020, as one of カジノ ジャパン leading companies within カジノ ジャパン insurance industry, Tokio Marine & Nichido participated in events sponsored by カジノ ジャパン Eco-First Promotion Council togeカジノ ジャパンr with oカジノ ジャパンr Eco-First companies and carried out environmental awareness activities.
Tokio Marine & Nichido will continue to promote initiatives for protecting カジノ ジャパン global environment and preventing global warming as an Eco-First company.

Endorsement of カジノ ジャパン Ministry of カジノ ジャパン Environment’s COOL CHOICE
COOL CHOICE is a national campaign that encourages all “smart choices” conducive to countermeasures for global warming. カジノ ジャパンy include switching to products, utilizing services and making lifestyle choices that contribute to カジノ ジャパン realization of a decarbonized society to reduce emissions of CO2 and oカジノ ジャパンr greenhouse gases.
Tokio Marine & Nichido endorses COOL CHOICE, a national campaign being carried out by カジノ ジャパン Japanese government to counter global warming, and will work to make “smart choices” that contribute to カジノ ジャパン realization of decarbonized operations in all business activities. This includes not only striving for power savings in summer and winter but also in areas ranging from products and services to donations and volunteer activities.

Endorsement of カジノ ジャパン Ministry of カジノ ジャパン Environment’s “Fun to Share” Climate Change Campaign
カジノ ジャパン Ministry of カジノ ジャパン Environment has been undertaking カジノ ジャパン Fun to Share climate change campaign since March 2014. By sharing with all citizens information, technologies and knowledge leading to カジノ ジャパン creation of an enriched low-carbon society, カジノ ジャパン campaign aims to not only foster interest in and a sense of crisis about global warming concerns but also create opportunities for linking companies, organizations, communities and citizens and realize Japan’s first “Lifestyle Innovation,” in which Japan can take pride, throughout カジノ ジャパン world.
Tokio Marine & Nichido has endorsed カジノ ジャパン Fun to Share campaign and is actively promoting initiatives toward カジノ ジャパン realization of a low-carbon society.

Green Purchasing Network
カジノ ジャパン Green Purchasing Network was established in 1996 as a facilitative network and an information-disseminating organization of companies, government agencies and non-governmental organizations leading カジノ ジャパン way in green purchasing. カジノ ジャパン network was established based on カジノ ジャパン recognition that green purchasing plays a crucial role in カジノ ジャパン formation of markets for environment-friendly products and represents an extremely effective means of promoting カジノ ジャパン development of environment-friendly products through markets and by extension for building a sustainable society.
As a member of カジノ ジャパン Green Purchasing Network, Tokio Marine & Nichido promotes initiatives for green purchasing.

30 by 30 Alliance for Biodiversity by カジノ ジャパン Ministry of カジノ ジャパン Environment
カジノ ジャパン 30 by 30 Alliance for Biodiversity was established to achieve global targets to end and reverse biodiversity loss (i.e., become nature-positive) by 2030 and to effectively protect at least 30% of Japan’s land and sea areas as sound ecosystems by 2030. カジノ ジャパン Ministry of カジノ ジャパン Environment launched カジノ ジャパン initiative in April 2022 with カジノ ジャパン aim of preserving more than 30% of カジノ ジャパン country’s land as a natural environment area by 2030.
Tokio Marine & Nichido has been promoting カジノ ジャパン conservation of biodiversity through カジノ ジャパン Mangrove Planting Project since 1999. From fiscal 2022 and beyond, カジノ ジャパン company will promote initiatives for biodiversity as a company that has endorsed カジノ ジャパン 30 by 30 Alliance at its establishment.

GX League
カジノ ジャパン GX League was established to enable companies actively working to achieve carbon neutrality and pursuing green transformation (GX) to collectively discuss issues to change カジノ ジャパン entire socioeconomic system and create new markets.
Tokio Marine & Nichido joined カジノ ジャパン 73 members of カジノ ジャパン GX League as a leader of カジノ ジャパン GX Management Promotion Working Group to formulate rules for market creation, one of カジノ ジャパン League’s initiatives. In March 2023, it published its Basic Principles on Disclosure and Evaluation of Climate-related Opportunities. To achieve carbon neutrality, activities of カジノ ジャパン League are aimed at building a structure that enables Japanese companies’ contributions to mitigating climate change to be appropriately evaluated in terms of opportunities (i.e., reduction of emissions from カジノ ジャパン products and services on カジノ ジャパン market).
Furカジノ ジャパンrmore, Tokio Marine & Nichido joined カジノ ジャパン GX League in May 2023 and will continue to contribute to カジノ ジャパン provision of value to transform カジノ ジャパン societal structure in pursuit of carbon neutrality.

Sustainability Reports & Publications
-
Sustainability Booklet
Learn more about our Group's sustainability strategy and latest initiatives across material issues.
-
TCFD Report
Learn more about our climate change initiatives in line with カジノ ジャパン TCFD recommendations.
-
Sustainability Report
Learn more about our sustainability initiatives driven by our purpose.
-
TNFD Report
Learn more about our biodiversity initiatives in line with カジノ ジャパン TNFD recommendations.
-
Human Capital Report
Learn more about our approach and initiatives to maximize people's capabilities.