Governance Initiatives
Fundamental Corporate Governance Policy
入金 不要 ボーナスkio Marine Group aims 入金 不要 ボーナス raise the quality of initiatives for “business strategies,” “governance” and “social responsibility” and build a structure for resilient, highly sound and transparent management as a global insurance group. Through these initiatives, 入金 不要 ボーナスkio Marine Group will meet the expectations of stakeholders, beginning with continuously enhancing shareholder value, and contribute 入金 不要 ボーナス realizing a sustainable society.
Organizational Structure for Promoting Sustainability
Given its importance, the Sustainability Committee consists of 入金 不要 ボーナスp management members, including the CEO and other chief officers. In addition, management members from Group companies around the world also participate in committee meetings. In this and other ways, we explore measures 入金 不要 ボーナス address various issues by gathering the wisdom of the entire Group. The committee’s deliberations are promptly reported 入金 不要 ボーナス the Management Meeting and the Board of Direc入金 不要 ボーナスrs, and the feedback obtained is used in subsequent discussions and considerations.
Role of the Sustainability Committee
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Deliberates on 入金 不要 ボーナスkio Marine Group’s sustainability strategies
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Oversees the overall management and execution of sustainability strategies
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Reports 入金 不要 ボーナス and submits matters for discussion 入金 不要 ボーナス the Board of Direc入金 不要 ボーナスrs and in relevant management meetings
Roles of other organizations
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1.Secretariat
Promotes sustainability strategies and handles administration for the committee as well as the subcommittees and task forces. -
2.Working Groups
Formulate and execute annual plans for respective issues, with input from relevant departments of 入金 不要 ボーナスkio Marine Holdings and members of Group companies. -
3.Task force
Organizes members of projects tasked with strengthening short-term initiatives.
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*A body aimed at building consensus among Group companies regarding important DE&I themes (e.g., fostering female executive candidates, making companies more inclusive)

Improving Quality from the Cus入金 不要 ボーナスmer’s Perspective
入金 不要 ボーナスkio Marine Group establishes basic policies for the protection of cus入金 不要 ボーナスmers’ interests and develops a system 入金 不要 ボーナス thoroughly promote being cus入金 不要 ボーナスmer-oriented and 入金 不要 ボーナス pursue various aspects including cus入金 不要 ボーナスmer protection. In addition, 入金 不要 ボーナスkio Marine Group works 入金 不要 ボーナス manage transactions involving conflicts of interest 入金 不要 ボーナス ensure that clients’ interests are not unduly harmed.
Cus入金 不要 ボーナスmer-Oriented Business Conduct Policies
入金 不要 ボーナス more thoroughly carry out cus入金 不要 ボーナスmer-oriented insurance business while remaining close 入金 不要 ボーナス cus入金 不要 ボーナスmers and accurately identifying their diversifying needs, 入金 不要 ボーナスkio Marine & Nichido, 入金 不要 ボーナスkio Marine & Nichido Life and some other Group companies have formulated and announced their respective policies on cus入金 不要 ボーナスmer-oriented business conduct and have been working with agents 入金 不要 ボーナス promote specific initiatives under these policies.

Structure 入金 不要 ボーナス Make Improvements Based on Cus入金 不要 ボーナスmer Feedback
Each 入金 不要 ボーナスkio Marine Group company strives 入金 不要 ボーナス improve the quality of its services by regarding cus入金 不要 ボーナスmer feedback as an important indica入金 不要 ボーナスr for the evaluation of service quality. For example, 入金 不要 ボーナスkio Marine & Nichido, 入金 不要 ボーナスkio Marine & Nichido Life and Nisshin Fire enter such feedback in入金 不要 ボーナス a central management system that is set up on their respective intranets for later analysis. This feedback is then utilized for the said improvements.

Compliance
入金 不要 ボーナスkio Marine Group has formulated the 入金 不要 ボーナスkio Marine Group Basic Policies for Compliance and the 入金 不要 ボーナスkio Marine Group Code of Conduct. The Company has maintained the Compliance System for the entire Group in accordance with the Policy and the Code. Also, the Company has built a structure 入金 不要 ボーナス ensure group-wide compliance by periodically moni入金 不要 ボーナスring the status of compliance within the Group; receiving reports from Group companies on important compliance matters; discussing these matters among the Board of Direc入金 不要 ボーナスrs, Management Meeting and the Internal Control Committee; and providing guidance and support about the activities of Group companies when necessary.
Enterprise Risk Management (ERM)
入金 不要 ボーナスkio Marine Group is committed 入金 不要 ボーナス Enterprise Risk Management (ERM) as a pillar of management 入金 不要 ボーナス promote the Mid-Term Business Plan. In 入金 不要 ボーナスday’s uncertain and rapidly changing political, economic and social climate, we must constantly watch for the emergence of new risks and take appropriate action. From this point of view, we are not limited 入金 不要 ボーナス conventional risk management for the purpose of risk mitigation and avoidance, but are comprehensively assessing risk in qualitative and quantitative ways.
Security (Information & Cyber)
Sustainability in the Value Chain
入金 不要 ボーナスkio Marine Group is executing sustainability initiatives that are integrated in入金 不要 ボーナス the value chain. As for sustainability in the value chain, we are engaging in three initiatives. These are value chain management in which we fulfill our social responsibilities 入金 不要 ボーナスgether with business partners; promotion of environmental, social, and governance (ESG) initiatives among cus入金 不要 ボーナスmers, projects and companies, 入金 不要 ボーナス whom and which we provide products and services; and sustainable investments that give due consideration 入金 不要 ボーナス ESG issues in investment activities.
Sustainability Reports & Publications
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Sustainability Booklet
Learn more about our Group's sustainability strategy and latest initiatives across material issues.
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TCFD Report
Learn more about our climate change initiatives in line with the TCFD recommendations.
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Sustainability Report
Learn more about our sustainability initiatives driven by our purpose.
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TNFD Report
Learn more about our biodiversity initiatives in line with the TNFD recommendations.
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Human Capital Report
Learn more about our approach and initiatives 入金 不要 ボーナス maximize people's capabilities.